Merchant Cash Advance to Boost your Business
The fastest and easiest way to fund your business
MCA to assist with any business needs
Fast funding and flexible repayment
WHAT YOU NEED
WHAT YOU NEED
WHAT YOU NEED
Merchant Cash Advance Funding to Keep your Business Moving Forward.
1
Monthly credit card sales of at least $10,000
2
Last three months of bank statements
3
A minimum FICO score of 550
Evaluate your potential return
Evaluate your potential return
Whether it's making sure your business has enough inventory for a busy season, you need to pay suppliers, or employees, we are here for you to make sure you have enough cash on hand.
Whether it's making sure your business has enough inventory for a busy season, you need to pay suppliers, or employees, we are here for you to make sure you have enough cash on hand.
BENEFITS
BENEFITS
BENEFITS
Merchant Cash Advance Benefits
Immediate Access to Cash
Allows you to quickly access cash, which can be useful in emergencies when you need funds immediately and can’t rely on a bank transfer.
Convenient Process
Fairly straightforward process.
Improves Liquidity
A cash advance can help with short-term cash flow problems, giving you the flexibility to cover urgent expenses without having to wait.
Impact
We want to enable you to build wealth through smart business practices.
Transparency
We operate with utmost transparency with our clients. No surprises.
Simplicity
We focus our energy on making the complex-simple.
Reliability
We strive to provide the safest experience to fund you projects.
SAVINGS
SAVINGS
SAVINGS
Optimize your return rate with flexible terms and retain more of your income
Revenue-Based Payments: Structure repayments as a percentage of daily sales, ensuring borrowers aren’t overburdened during slower periods.
Adjustable Rates:
Adjustable Rates:
Offering discounts for early repayment encouraging timely or ahead-of-schedule payments.
Monitoring Sales Trends:
Monitoring Sales Trends:
Tracking borrowers' sales patterns and proactively address issues if revenues drop.
Loan Transparency
Loan Transparency
Clearly explain terms, fees, and potential penalties to avoid disputes.
TESTIMONIALS
TESTIMONIALS
TESTIMONIALS
Explore how our clients have benefited from our services and the impact we can bring to your business.
Hannah
Quick and reliable, this cash advance service helped me access funds exactly when I needed them most!
Rick
Their unwavering commitment to providing fast, reliable cash advances gave me peace of mind when I needed it most.
Christian
Safeguard your investment against inflation with our built-in inflation protection toolset.
FAQs
Details about Merchant Cash Advance and frequently asked questions can be found here.
Can't locate the answer to your question? Reach out to our team!
How does a merchant cash advance work?
A merchant cash advance company provides your business with a lump sum of capital. But an MCA isn't a loan. Instead, that provider is purchasing your future sales, and you’ll use those sales to repay the funds — plus fees. MCAs work similarly to invoice financing, when you borrow against future invoices in exchange for cash.
Percentage of debit/credit card sales?
This is the traditional way an MCA is structured, in which a merchant cash advance provider automatically deducts a daily (or weekly) percentage of your debit and credit card sales until the advance is repaid in full.
How do I repay the loan?
Unlike other types of business loans, merchant cash advances don’t have typical repayment terms. Repayment periods are based on your sales and can range anywhere from three to 18 months; the higher your credit card sales, the faster you’ll repay the advance.
Can I have fixed withdrawals from a bank account?
Merchant cash advance companies can also withdraw funds directly from your business bank account. In this case, fixed repayments are made daily or weekly from your account regardless of how much you earn in sales, and the fixed repayment amount is determined based on an estimate of your monthly revenue.
What are merchant cash advance rates and fees?
Instead of a traditional interest rate, merchant cash advance companies charge their fees as a factor rate. Factor rates typically range from 1.1 to 1.5, varying based on the provider’s assessment of your business.
Calculating the cost of a merchant cash advance?
To calculate the cost of a merchant cash advance, multiply the amount received by the factor rate. For example, if you are approved for an advance of $50,000 at a factor rate of 1.4, your total repayment amount will be $70,000, which means you’ll be paying $20,000 in fees.
Still got questions?
If you don't find an answer to your question, contact us, and our team will get in touch with you.
FAQs
Details about Merchant Cash Advance and frequently asked questions can be found here.
Can't locate the answer to your question? Reach out to our team!
How does a merchant cash advance work?
A merchant cash advance company provides your business with a lump sum of capital. But an MCA isn't a loan. Instead, that provider is purchasing your future sales, and you’ll use those sales to repay the funds — plus fees. MCAs work similarly to invoice financing, when you borrow against future invoices in exchange for cash.
Percentage of debit/credit card sales?
This is the traditional way an MCA is structured, in which a merchant cash advance provider automatically deducts a daily (or weekly) percentage of your debit and credit card sales until the advance is repaid in full.
How do I repay the loan?
Unlike other types of business loans, merchant cash advances don’t have typical repayment terms. Repayment periods are based on your sales and can range anywhere from three to 18 months; the higher your credit card sales, the faster you’ll repay the advance.
Can I have fixed withdrawals from a bank account?
Merchant cash advance companies can also withdraw funds directly from your business bank account. In this case, fixed repayments are made daily or weekly from your account regardless of how much you earn in sales, and the fixed repayment amount is determined based on an estimate of your monthly revenue.
What are merchant cash advance rates and fees?
Instead of a traditional interest rate, merchant cash advance companies charge their fees as a factor rate. Factor rates typically range from 1.1 to 1.5, varying based on the provider’s assessment of your business.
Calculating the cost of a merchant cash advance?
To calculate the cost of a merchant cash advance, multiply the amount received by the factor rate. For example, if you are approved for an advance of $50,000 at a factor rate of 1.4, your total repayment amount will be $70,000, which means you’ll be paying $20,000 in fees.
Still got questions?
If you don't find an answer to your question, contact us, and our team will get in touch with you.
FAQs
Details about Merchant Cash Advance and frequently asked questions can be found here.
Can't locate the answer to your question? Reach out to our team!
How does a merchant cash advance work?
A merchant cash advance company provides your business with a lump sum of capital. But an MCA isn't a loan. Instead, that provider is purchasing your future sales, and you’ll use those sales to repay the funds — plus fees. MCAs work similarly to invoice financing, when you borrow against future invoices in exchange for cash.
Percentage of debit/credit card sales?
This is the traditional way an MCA is structured, in which a merchant cash advance provider automatically deducts a daily (or weekly) percentage of your debit and credit card sales until the advance is repaid in full.
How do I repay the loan?
Unlike other types of business loans, merchant cash advances don’t have typical repayment terms. Repayment periods are based on your sales and can range anywhere from three to 18 months; the higher your credit card sales, the faster you’ll repay the advance.
Can I have fixed withdrawals from a bank account?
Merchant cash advance companies can also withdraw funds directly from your business bank account. In this case, fixed repayments are made daily or weekly from your account regardless of how much you earn in sales, and the fixed repayment amount is determined based on an estimate of your monthly revenue.
What are merchant cash advance rates and fees?
Instead of a traditional interest rate, merchant cash advance companies charge their fees as a factor rate. Factor rates typically range from 1.1 to 1.5, varying based on the provider’s assessment of your business.
Calculating the cost of a merchant cash advance?
To calculate the cost of a merchant cash advance, multiply the amount received by the factor rate. For example, if you are approved for an advance of $50,000 at a factor rate of 1.4, your total repayment amount will be $70,000, which means you’ll be paying $20,000 in fees.
Still got questions?
If you don't find an answer to your question, contact us, and our team will get in touch with you.
718-245-6029
Working Capital Funding
Resources
© 2024 – Working Capital Funding
Privacy Policy
Cookies
Terms & Conditions
The Owner(s)/ Officer(s)/ Partner(s) (individually, an “Applicant”) identified on this application, each represents, acknowledges, and agrees that (1) all information and documents provided to Working Capital Funding, including but not limited to credit card processor statements, bank statements, ID, IRS documentation, etc., are true, accurate, and complete (2) Applicant will immediately notify Working Capital Funding of any change in such information and any change in financial condition (3) Applicant authorizes Working Capital Funding to disclose all information and documents that Working Capital Funding may obtain, including credit reports to other persons or entities (collectively, “Assignees”) that may be involved with or acquire commercial funds having daily repayment features or purchase of future receivables with a Merchant Cash Advance, including without limitation the application therefor (collectively, “Transactions”) and each Assignee is authorized to use such information and documents, and share such information and documents with other Assignees, in connection with potential Transactions. (4) each Assignee will rely upon the accuracy and completion of such and information and documents, (5) Working Capital Funding Assignees, and each of their representatives, successors, assigns, and designees (collectively. “Recipients”) are authorized to request and receive investigative reports, credit reports, statements from creditors, and financial institutions, also, verification of information, or any other information that a recipient deems necessary, (6)Applicant waives and releases any claims against Recipients and any information – providers arising from any act or omission relating to the requesting, receiving, or release of information, and (7) each Owner/ Officer/ Partner represents that he or she is authorized to sign this application on behalf of Merchant.
718-245-6029
Working Capital Funding
Resources
© 2024 – Working Capital Funding
Privacy Policy
Cookies
Terms & Conditions
The Owner(s)/ Officer(s)/ Partner(s) (individually, an “Applicant”) identified on this application, each represents, acknowledges, and agrees that (1) all information and documents provided to Working Capital Funding, including but not limited to credit card processor statements, bank statements, ID, IRS documentation, etc., are true, accurate, and complete (2) Applicant will immediately notify Working Capital Funding of any change in such information and any change in financial condition (3) Applicant authorizes Working Capital Funding to disclose all information and documents that Working Capital Funding may obtain, including credit reports to other persons or entities (collectively, “Assignees”) that may be involved with or acquire commercial funds having daily repayment features or purchase of future receivables with a Merchant Cash Advance, including without limitation the application therefor (collectively, “Transactions”) and each Assignee is authorized to use such information and documents, and share such information and documents with other Assignees, in connection with potential Transactions. (4) each Assignee will rely upon the accuracy and completion of such and information and documents, (5) Working Capital Funding Assignees, and each of their representatives, successors, assigns, and designees (collectively. “Recipients”) are authorized to request and receive investigative reports, credit reports, statements from creditors, and financial institutions, also, verification of information, or any other information that a recipient deems necessary, (6)Applicant waives and releases any claims against Recipients and any information – providers arising from any act or omission relating to the requesting, receiving, or release of information, and (7) each Owner/ Officer/ Partner represents that he or she is authorized to sign this application on behalf of Merchant.
718-245-6029
Working Capital Funding
Resources
© 2024 – Working Capital Funding
Privacy Policy
Cookies
Terms & Conditions
The Owner(s)/ Officer(s)/ Partner(s) (individually, an “Applicant”) identified on this application, each represents, acknowledges, and agrees that (1) all information and documents provided to Working Capital Funding, including but not limited to credit card processor statements, bank statements, ID, IRS documentation, etc., are true, accurate, and complete (2) Applicant will immediately notify Working Capital Funding of any change in such information and any change in financial condition (3) Applicant authorizes Working Capital Funding to disclose all information and documents that Working Capital Funding may obtain, including credit reports to other persons or entities (collectively, “Assignees”) that may be involved with or acquire commercial funds having daily repayment features or purchase of future receivables with a Merchant Cash Advance, including without limitation the application therefor (collectively, “Transactions”) and each Assignee is authorized to use such information and documents, and share such information and documents with other Assignees, in connection with potential Transactions. (4) each Assignee will rely upon the accuracy and completion of such and information and documents, (5) Working Capital Funding Assignees, and each of their representatives, successors, assigns, and designees (collectively. “Recipients”) are authorized to request and receive investigative reports, credit reports, statements from creditors, and financial institutions, also, verification of information, or any other information that a recipient deems necessary, (6)Applicant waives and releases any claims against Recipients and any information – providers arising from any act or omission relating to the requesting, receiving, or release of information, and (7) each Owner/ Officer/ Partner represents that he or she is authorized to sign this application on behalf of Merchant.